兴业银行青岛分行金融活水助推科技成果加速转化

Group 1 - The core viewpoint emphasizes the importance of increasing financial support for R&D in technology enterprises to facilitate a virtuous cycle of "technology-industry-finance" and achieve high-level technological self-reliance [1] - Industrial Bank's Qingdao branch has successfully issued its first "R&D Loan" of 2 million yuan to a national engineering research center, aiding in overcoming financing bottlenecks for R&D and accelerating core technology breakthroughs and results transformation [1] - The R&D Loan is designed specifically for technology innovation enterprises, providing up to 70% funding support for research projects with a maximum term of 10 years, focusing on strategic emerging industries such as semiconductors and high-end equipment manufacturing [2] Group 2 - As of the end of June, Industrial Bank's Qingdao branch has served over 4,500 technology enterprises, with a financing balance exceeding 26 billion yuan [2] - The bank aims to strengthen financial support for technology enterprises, enhance digital financial service capabilities, and build a collaborative technology finance ecosystem involving government, industry, academia, and investment [2] - The comprehensive financial service system includes various products such as talent loans, R&D loans, and investment-linked loans, covering the entire lifecycle and integrating all product elements for technology enterprises [2]