13家支付机构获“长期有效”牌照，合规要求不松懈！

Core Viewpoint - The renewal results of payment licenses indicate a shift in regulatory focus from quantity control to quality optimization, promoting industry consolidation and resource integration while ensuring compliance remains a priority for licensed institutions [1][4][8]. Group 1: License Renewal Results - On July 4, the People's Bank of China announced the renewal of payment licenses for 13 institutions, including Douyin Payment and LeShua Payment, granting them "long-term" status [1][3]. - Six institutions had their license renewals suspended or rejected, highlighting a dynamic exit mechanism in the industry [1][4]. Group 2: Regulatory Changes - The renewal process is the first under the newly implemented Non-Bank Payment Institution Supervision Management Regulations, which set a 12-month transition period for institutions to meet new compliance standards [3][4]. - Institutions must adhere to capital and reserve requirements to successfully renew their licenses, with many already increasing their registered capital to comply [3][4]. Group 3: Industry Trends - The industry is experiencing a phase of "survival of the fittest," with non-renewed institutions often citing strategic shifts or compliance pressures as reasons for their exit [4][8]. - The total number of canceled payment licenses has reached 103, with seven cancellations occurring within the year [4]. Group 4: Compliance and Future Expectations - Obtaining a long-term license is seen as a recognition of past compliance, but it also imposes higher expectations for ongoing adherence to regulatory standards [5][7]. - Institutions must maintain rigorous internal controls and compliance measures to avoid penalties and ensure continued operation [7][8].