Group 1 - WeChat Pay's MCP is currently in an experimental version, only supporting user payments, while Alipay's MCP offers more comprehensive functionalities including refunds [1][13] - Alipay's MCP is best utilized in AR glasses, collaborating with ROKID for voice recognition to enable scanning payments, indicating a shift towards new payment interactions [3] - The MCP serves as an AI extension capability library, allowing third-party integrations that AI model teams may not be able to achieve independently [5] Group 2 - The success of payment platforms like WeChat and Alipay relies on user trust and a strong developer ecosystem, which is crucial for rapid payment operations [6] - Many banks have their own payment gateways but struggle to attract users outside their loyal customer base, highlighting the competitive landscape of payment solutions [8] - The introduction of AI-powered payment systems could lead to a significant increase in user engagement and monetization opportunities through subscription models [11][13] Group 3 - The MCP can facilitate a new AI-driven e-commerce architecture, enabling users to purchase products based on AI-generated recommendations, similar to the early days of Alibaba [14] - The demand for payment system development among product managers is expected to grow, with predictions that major banks will launch their own MCPs [17]
微信支付MCP上线，支付产品经理又要爆发了，PM可以做的2个方向
3 6 Ke·2025-07-07 06:48