华夏理财指数策略产品业绩现“冰火两重天”｜机警理财日报

Core Insights - The report focuses on the performance of three categories of wealth management products: "Fixed Income + Equity," mixed-type, and equity-type products, highlighting their returns and risk metrics over specified periods [1][6][13]. Group 1: Performance Overview - As of July 3, 2025, the average net value growth rate for "Fixed Income + Equity" products over the past year is 3.04%, with an average maximum drawdown of 0.37%. Notably, 88.46% of these products achieved positive quarterly returns throughout the year [6]. - For mixed-type public wealth management products with a 1-3 year investment horizon, the average net value growth rate is 3.66%, with a maximum drawdown of 1.31%. Among these, 31.25% of products exceeded a 4% growth rate, and four products surpassed 10% [13]. - Equity-type public wealth management products have shown an average net value growth rate of 5.13% over the past six months, with a maximum drawdown of 10.75%. Only two out of 36 sample products reported negative performance [16]. Group 2: Highlighted Products - The top-performing products in the "Fixed Income + Equity" category include: - Hangyin Wealth's "Happiness 99 Abundant Fixed Income Multi-Asset (Balanced Preferred FOF) 742 days" with a net value growth rate of 7.54% [8]. - Hangyin Wealth's "Happiness 99 Added Income Fixed Income Multi-Asset 540 days" with a growth rate of 7.47% [8]. - Beiyin Wealth's "Jinghua Vision Infrastructure Public REITs Jingpin No. 1" with a growth rate of 7% [8]. - The performance of these products is primarily supported by fixed income asset yields, supplemented by a small allocation to equity funds, convertible bond funds, and public REITs [7]. - In the mixed-type category, notable products include: - Ningyin Wealth's "Ning Win Individual Stock Selection No. 2" with a growth rate of 13.06% [10]. - Ningyin Wealth's "Ning Win Long Triangle Development" with a growth rate of 11.67% [10]. - In the equity-type category, the standout product is "Tian Gong Ri Kai 8" (Precious Metals Index) with a leading growth rate of 25% [16].