支付机构冰火两重天：13家机构获得长期牌照 6家机构退出

Core Viewpoint - The renewal of payment licenses marks a new phase in regulatory management, shifting from "quantity control" to "quality optimization," promoting industry consolidation and compliance while fostering innovation [1][2]. Group 1: License Renewal Outcomes - Thirteen payment institutions have successfully renewed their licenses, with their validity changed to "long-term," including Douyin Payment Technology Co., Ltd. and LeShua Payment Technology Co., Ltd. [2] - The long-term license reflects the regulatory body's implementation of the new regulations, indicating a shift towards a registration system that alleviates cyclical renewal pressures for institutions [2][3]. - Institutions must still meet stricter compliance and internal control standards to maintain their long-term licenses, as outlined in the new regulations [2][3]. Group 2: License Denials and Industry Dynamics - Six payment institutions failed to renew their licenses, with reasons including regulatory non-compliance and incomplete application materials [3][4]. - The cases of unsuccessful renewals highlight the ongoing process of industry elimination, where non-compliant and less competitive firms are exiting the market [4]. - Factors leading to the exit of these institutions include strategic shifts towards core financial operations and accumulated compliance pressures, emphasizing the regulatory focus on industry quality [4].