达威股份: 融资与对外担保制度

Core Viewpoint - The document outlines the financing and external guarantee management system of Sichuan Dawi Technology Co., Ltd, aiming to regulate financing activities, control risks, and protect the financial safety and legal rights of shareholders [1]. Financing Management - Financing refers to indirect financing activities primarily from banks, including various forms such as comprehensive credit, working capital loans, and bill financing [1]. - The financial department is responsible for managing financing applications and conducting preliminary reviews before submitting them for approval [2]. - The company can approve single financing amounts up to 5% of the latest audited net assets or cumulative amounts up to 10% if the asset-liability ratio does not exceed 70% [2][3]. - Financing applications must include detailed reports, including the financial institution's name, amount, term, purpose, repayment source, and asset-liability status [3][4]. External Guarantee Management - External guarantees involve providing guarantees, mortgages, or pledges for third parties, and must be approved by the board of directors or shareholders [1][5]. - The company must analyze the credit status of the guaranteed party and ensure that the guarantee is backed by sufficient collateral [5][6]. - Guarantees exceeding 10% of the latest audited net assets or total guarantees reaching 50% of the latest audited net assets require shareholder approval [6][7]. Risk Management and Execution - The financial department is responsible for daily management of financing and guarantees, ensuring compliance with approved contracts [9][10]. - If a guaranteed debt is not repaid, the company must pursue recovery from the guaranteed party after fulfilling its guarantee obligations [10][11]. - The company must disclose financing and guarantee activities in accordance with relevant laws and regulations [30][31]. Responsibilities and Amendments - All directors must strictly review financing and guarantee matters and bear joint liability for any losses due to violations [32][33]. - The board of directors is responsible for revising and interpreting the financing and guarantee management system, which takes effect upon approval by the shareholders [34][35].