国金证券AI投顾：以金融科技破局普惠服务，重塑财富管理生态

Group 1 - The core viewpoint of the articles highlights the rapid expansion of retail investors in China's capital market, surpassing 220 million, while the traditional advisory model struggles to meet the needs of over 90% of small and medium investors [1][4][6] - Financial technology, particularly AI advisory services, is emerging as a key solution to bridge the service gap, enabling personalized investment guidance for various investor profiles [1][5][6] - The introduction of AI advisory services by Guojin Securities aims to create a comprehensive service matrix that addresses the diverse and evolving needs of investors, enhancing decision-making efficiency [2][3][6] Group 2 - The AI advisory service focuses on optimizing existing portfolios by identifying redundant assets and potential risks, thus helping investors improve their investment strategies [3][4] - Guojin Securities' AI advisory is designed to democratize financial services, allowing small investors to receive tailored asset allocation plans without high capital requirements [5][6] - The shift from a product-centric to a customer-centric approach in the securities industry is emphasized, aiming for a more efficient and professional service experience for investors [6][7]