为何现在是买墨尔本独立屋的最佳时机

Group 1 - The Reserve Bank of Australia (RBA) unexpectedly decided to keep the interest rate unchanged at 3.85%, delaying a potential new surge in housing prices [5][8] - The decision to maintain the interest rate comes as inflation has returned to the target range of 2% to 3%, indicating that previous rate hikes have had an effect [5][8] - The RBA's monetary policy is aimed at controlling inflation, and while some believe it is time to lower rates, the committee prefers to wait for more information to confirm inflation trends [8][10] Group 2 - Melbourne's housing market is perceived as offering better value compared to Sydney, with detached houses being significantly cheaper [3][10] - The price dynamics in Melbourne show a decline in housing prices, contrasting with the 7.8% increase in Adelaide's housing prices over the past year [10][12] - The differences in housing market performance across regions are attributed to supply and demand dynamics rather than the overall interest rate policy [12][13] Group 3 - The increase in housing stock in Victoria, along with a decrease in population during the pandemic, has led to an increase in per capita housing availability [13] - In contrast, Western Australia is experiencing a decline in per capita housing availability, reaching historical lows [13] - The Australian Capital Territory (ACT) may emerge as a favorable option for homebuyers in the future, potentially mirroring Melbourne's current situation [14][15]