Why Bread Financial (BFH) is Poised to Beat Earnings Estimates Again

Core Viewpoint - Bread Financial Holdings (BFH) is highlighted as a strong candidate for investors due to its consistent performance in beating earnings estimates and its positive outlook for future earnings reports [1]. Earnings Performance - The company has a solid track record of exceeding earnings estimates, with an average surprise of 30.22% over the last two quarters [2]. - For the last reported quarter, Bread Financial achieved earnings of $2.86 per share, surpassing the Zacks Consensus Estimate of $2.1 per share by 36.19% [3]. - In the previous quarter, the company was expected to earn $0.33 per share but delivered $0.41 per share, resulting in a surprise of 24.24% [3]. Earnings Estimates and Predictions - Recent estimates for Bread Financial have been trending upward, indicating a positive outlook for the company's earnings [5]. - The Zacks Earnings ESP (Expected Surprise Prediction) for Bread Financial is currently positive, suggesting a strong likelihood of an earnings beat [5][8]. - The company has an Earnings ESP of +1.98%, reflecting increased analyst optimism regarding its earnings prospects [8]. Statistical Insights - Research indicates that stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have a nearly 70% chance of producing a positive surprise [6]. - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with the Most Accurate Estimate being more reflective of recent analyst revisions [7]. Upcoming Earnings Report - The next earnings report for Bread Financial is anticipated to be released on July 24, 2025 [8].