稳定币规定持续推进，银行板块大涨！金融ETF（510230）涨超1%

Group 1 - The core viewpoint is that the increasing use of stablecoins, combined with the U.S. government's need to manage its substantial issuance of treasury bonds, is likely to lead to the promotion of stablecoins related to the Chinese yuan, significantly expanding the future development space for stablecoins [1] - Stablecoins offer advantages in cross-border payments, such as lower costs and faster transaction speeds compared to traditional banks, which may disrupt traditional banking operations in this area as stablecoins evolve [1] - If banks issue their own stablecoins, it could facilitate the transfer of traditional deposits to stablecoins, reducing banks' funding costs and expanding net interest margins, while also lowering compliance costs due to the use of blockchain technology [1] - In the current financial environment in China, banks remain central to financial stability, and the future development of stablecoins is expected to occur within the banking sector, potentially enhancing the overall competitiveness of the banking industry [1] Group 2 - The financial ETF tracks an index of 180 financial stocks selected from the Shanghai and Shenzhen stock exchanges, reflecting the overall performance of publicly listed companies in the financial sector, including banking, insurance, and securities [1]