摩洛哥加入泛非支付及结算系统

Group 1 - The central bank of Morocco has officially joined the Pan-African Payment and Settlement System (PAPSS), becoming the 17th member country, and has simultaneously activated the African Currency Marketplace (PACM) [1] - PAPSS aims to reduce reliance on the US dollar or euro for cross-border payments within Africa, allowing businesses to settle transactions directly in their local currencies, thus saving on currency exchange costs and reducing transaction times [2] - The integration of Morocco into PAPSS enhances the liquidity of the African currency pool, helping to lower exchange rate differences and stabilize secondary market transactions [3] Group 2 - The PAPSS system covers various regions in Africa, including West Africa, East Africa, Southern Africa, North Africa, and Indian Ocean islands, facilitating a more integrated financial framework across the continent [2] - The PACM utilizes blockchain technology from African tech company Interstellar to provide a transparent, efficient, and secure channel for currency exchanges between local currencies [2] - The expected annual savings from this mechanism for Africa is approximately $5 billion in currency exchange costs, which could also release a significant amount of "trapped funds" [2]