有房贷和没房的谁更焦虑？太扎心了……

Group 1 - The core issue revolves around the anxiety of individuals regarding home ownership versus renting, highlighting the financial burdens associated with mortgages and the lack of stability in renting [1][2] - Individuals with mortgages face constant pressure to meet monthly payments, leading to a lifestyle constrained by financial obligations, while renters experience instability and lack of asset accumulation [1][2] - The long-term implications of home ownership are discussed, suggesting that those who purchased homes may enjoy better social resources and community support in retirement, while renters may struggle to reintegrate into their hometowns [5] Group 2 - The emotional and psychological aspects of home ownership versus renting are emphasized, with many individuals desiring to buy homes but fearing the financial risks involved [2] - The narrative suggests that life choices, such as the decision to buy or rent, can significantly impact one's future and overall quality of life [5]