美6岁幼童误食空调电池，苏黎世财险（中国）赔偿1.4亿元

Group 1 - The core issue involves a significant compensation case related to commercial general liability insurance by Zurich Insurance (China) Co., Ltd, which has attracted widespread attention [1] - In April 2023, the company received a report from an insured party regarding a defective air conditioner remote control exported to the U.S., which allegedly caused severe and permanent gastrointestinal damage to a 6-year-old boy [1] - The lawsuit filed by the injured party demanded $12.52 million in compensation, and the company acted as the excess insurer for the insured's commercial general liability insurance [1] Group 2 - The company engaged in active communication with the client and their defense attorneys while collecting relevant information for insurance liability review and assisting in the defense strategy [1] - To avoid a higher jury award, the defense attorney recommended a settlement, which resulted in a $40 million agreement between the insured and the plaintiff [1] - The company confirmed its insurance liability and completed a payment equivalent to RMB 141.28 million by June 18, 2025, exhausting its policy limit [1][2] Group 3 - Zurich Insurance Group is a Swiss insurance company headquartered in Zurich, with a property and casualty insurance license in China, specifically Zurich Property Insurance Company, registered with a capital of 922 million yuan in Shanghai [2]