正式批复！四川银行入股长城华西银行，又一5000亿巨头崛起

Core Viewpoint - The approval from the Sichuan Regulatory Bureau of the National Financial Regulatory Administration allows Sichuan Bank to acquire 9.4259 billion shares of Great Wall Huaxi Bank, resulting in a 40.92% stake, making it the largest shareholder [1][4]. Group 1: Transaction Details - Sichuan Bank replaces China Great Wall Asset Management Co., Ltd. as the largest shareholder of Great Wall Huaxi Bank [1]. - The transaction is expected to enhance Sichuan Bank's asset scale to over 500 billion yuan, significantly improving its comprehensive strength and market influence [1]. - The Sichuan Regulatory Bureau emphasized the need for Sichuan Bank to comply with legal regulations and establish robust internal control systems to manage risks and ensure compliance [4]. Group 2: Company Background - Sichuan Bank was established on November 7, 2020, as the first provincial-level urban commercial bank in Sichuan Province, formed through the merger of Panzhihua City Commercial Bank and Liangshan Prefecture Commercial Bank [4]. - The bank has a registered capital of 30 billion yuan and ranks among the top urban commercial banks in China [4]. - Initial investors included 28 entities, with the largest shareholder being Sichuan Financial Holding Group, holding 20% of the shares [4][5]. Group 3: Financial Performance - In 2024, Sichuan Bank reported an operating income of 7.86 billion yuan, a year-on-year increase of 27.83%, and a net profit of 2.029 billion yuan, up 54.65% year-on-year [7]. - As of the end of 2024, the total assets of Sichuan Bank reached 431.756 billion yuan, with loan balances of 221.134 billion yuan and deposit balances of 280.097 billion yuan [7]. - The bank maintained a non-performing loan ratio of 1.38% and a provision coverage ratio of 315%, indicating strong asset quality [7].