上半年金融“五篇大文章”成绩单：普惠金融、科技金融持续发力

Group 1: Financial Statistics and Support Measures - The People's Bank of China (PBOC) released financial statistics for the first half of the year, emphasizing support for major strategies and key areas [1] - The PBOC has introduced two measures to enhance technology finance: optimizing re-lending for technological innovation and establishing a "technology board" in the bond market [2] - As of June 30, 288 entities have issued technology innovation bonds totaling approximately 600 billion yuan, with over 400 billion yuan issued in the interbank market [2] Group 2: Support for Equity Investment Institutions - The PBOC has created a risk-sharing tool to support equity investment institutions in issuing technology innovation bonds, providing low-cost re-lending funds [3] - By June 30, 27 equity investment institutions issued technology innovation bonds worth 15.35 billion yuan, with five private equity institutions benefiting from the risk-sharing tool [3][4] - The issuance rates for these bonds ranged from 1.85% to 2.69%, significantly lowering financing costs for private equity institutions [4] Group 3: Support for Small and Micro Enterprises - The balance of inclusive micro and small enterprise loans reached 34.42 trillion yuan, with a year-on-year growth of 11.6% [6][7] - The average interest rates for newly issued inclusive micro and small enterprise loans and private enterprises were 3.69% and 3.45%, respectively, showing a decrease compared to the previous year [7][8] - The PBOC is enhancing the financial support system for small and micro enterprises, promoting diverse financing methods and improving access to credit [8] Group 4: Structural Monetary Policy Tools - The PBOC's structural monetary policy tools have been implemented across various sectors, supporting stable development in real estate and capital markets [9] - Recent measures include increasing re-lending quotas for technology innovation and agricultural support by 300 billion yuan each, and lowering re-lending rates by 0.25 percentage points [9] - The PBOC aims to continue focusing on key areas such as technology innovation and consumption to enhance economic structure adjustment and transformation [9]