Core Viewpoint - Hangzhou Guoli Microelectronics Co., Ltd. plans to provide housing loans to employees using up to 50 million RMB of its own funds to attract and motivate talent while ensuring it does not affect its main business operations [1][4]. Summary by Sections Housing Loan Overview - The company will offer housing loans with an outstanding balance not exceeding 50 million RMB, allowing for the recycling of repaid loans for future employee applications [1]. - Employees can apply for loans, and if the requested amount exceeds the remaining funds, applications will be processed on a first-come, first-served basis [1]. Eligibility and Conditions - Eligible employees include those who meet the criteria set forth in the "Employee Housing Loan Management Measures," excluding directors, supervisors, senior management, major shareholders, and their close family members [2]. - Loan amounts will be determined based on contracts signed between the lending bank and the employees, with specific interest rates based on performance evaluations [2]. Approval Process - Loan applications require approval from department heads, followed by a review from the HR and finance departments, and final approval from the general manager [3]. - The company reserves the right to deduct loan repayments from employees' salaries if necessary [3]. Risk Management Measures - The "Employee Housing Loan Management Measures" includes internal supervision mechanisms to monitor the implementation of the loan program [3]. - The company has established clear procedures for loan amounts and repayment processes to mitigate risks [3]. Board and Supervisory Opinions - The board unanimously agreed that providing housing loans would enhance employee motivation and retention, contributing positively to talent development [4]. - The supervisory board also supported the initiative, emphasizing that it would not harm the interests of the company or its shareholders, particularly minority shareholders [4]. Financial Assistance Status - As of the announcement date, the company has provided no financial assistance prior to this initiative, indicating no overdue financial assistance issues [5].
广立微: 关于为员工提供安居借款的公告