长城资产“清仓”退出长城华西银行 新入主方落定

Core Viewpoint - The article discusses the ongoing trend of financial asset management companies (AMCs) divesting their equity stakes in small and medium-sized banks, with Sichuan Bank acquiring a 40.92% stake in Changcheng Huaxi Bank, marking a significant shift in ownership and strategy for both institutions [1][2][4]. Group 1: Company Developments - Sichuan Bank has received approval to acquire 9.4259 billion shares of Changcheng Huaxi Bank, resulting in a 40.92% ownership stake [1][2]. - The transaction reflects a broader industry trend where AMCs, like Changcheng Asset Management, are divesting from non-core banking operations to focus on their primary business of managing bad debts [1][4]. - The acquisition will enhance Sichuan Bank's market presence and network in the region, particularly in areas where it previously lacked a foothold [3][5]. Group 2: Financial Performance - As of the first quarter of 2025, Changcheng Huaxi Bank reported total assets of 156.261 billion yuan, with a net asset book value of 10.064 billion yuan and an assessed value of 10.567 billion yuan [2]. - Sichuan Bank's asset scale exceeded 430 billion yuan by the end of 2024, reflecting a year-on-year growth of 28.24%, with a non-performing loan rate of 1.38% [3]. - In 2024, Sichuan Bank achieved revenue and net profit of 7.916 billion yuan and 2.031 billion yuan, respectively, both showing growth [3]. Group 3: Industry Trends - Regulatory bodies have imposed stricter requirements on AMCs, pushing them towards a more specialized operational focus and away from diversified investments [4]. - The trend of regional financial resource consolidation is evident, with state-owned entities increasingly acquiring stakes in local banks, as seen in recent transactions involving other banks in Sichuan [5]. - The shift in ownership from a central enterprise to a local entity signifies a strategic move towards localized management and service models, enhancing the ability to cater to regional economic needs [5].