Hua Er Jie Jian Wen·2025-07-16 15:01Group 1 - Postal Savings Bank of China announced plans to invest 10 billion yuan to establish China Post Financial Asset Investment Co., Ltd. as a wholly-owned subsidiary [1] - The establishment of the AIC will expand the total number of AIC companies in the industry to nine, following the approval of Postal Savings Bank's investment qualifications [4] - The role of AIC has evolved from a tool for risk mitigation to a platform for banks to engage in equity investments and mixed operations, responding to national calls for supporting technological innovation [4][7] Group 2 - The profits from existing AICs have not significantly contributed to the parent banks, with total profits of 18.354 billion yuan for five major banks' AICs in 2024, accounting for less than 2% of the parent banks' total profits [7] - However, the profit growth rates for specific AICs, such as Bank of China Asset and Industrial and Commercial Bank Asset, have outpaced their parent banks, with compound annual growth rates reaching 57.93% from 2018 to 2024 [7] - The future performance of China Post Investment in terms of its ability to support the parent bank and enhance overall profitability remains to be seen [7]