霍学文:践行“All in AI”理念 打造数字银行新范式

Core Viewpoint - Beijing Bank aims to become an "AI-driven commercial bank" to support the high-quality development of the digital economy [1][4] Group 1: Digital Transformation and AI Integration - Beijing Bank has entered a comprehensive digital operation phase, implementing the "All in AI" concept, integrating AI throughout its financial services [3][5] - The bank has achieved significant results in its digital transformation, establishing a unified data platform and risk control system [1][3] - Future plans include creating a new paradigm for digital banking, focusing on deep integration of AI with its strategic layout [3][5] Group 2: Support for Digital Economy - The bank is focusing on national strategic emerging industries and future industries, enhancing its supply chain financial services to support small and micro enterprises [4][6] - Beijing Bank aims to support key technology breakthroughs and domestic replacements, reinforcing the security of industrial and supply chains [4][5] Group 3: Trends in Digital Economy - The strategic position of the digital economy is significantly enhanced, with projections indicating that by 2024, the core industry value added will account for about 10% of GDP [5] - Data production is expected to grow by 25% year-on-year in 2024, with the data transaction scale surpassing 160 billion yuan, reflecting a 30% increase [5] - The digital economy is driving a revolutionary change in supply chain models, enhancing operational efficiency and resilience through technologies like AI and blockchain [5][6] Group 4: Financial Service Innovations - Beijing Bank is developing five key financial service chains: technology finance, supply chain finance, merger finance, cross-border finance, and customer growth lifecycle services [6][7] - The bank has established a specialized service structure for technology finance, focusing on supporting innovative enterprises throughout their growth [6][7] - The supply chain finance system is AI-driven, with a focus on product, service, and scenario innovation, serving over a thousand core enterprises [6][7]