Compared to Estimates, Huntington Bancshares (HBAN) Q2 Earnings: A Look at Key Metrics

Core Insights - Huntington Bancshares (HBAN) reported $2.01 billion in revenue for Q2 2025, a year-over-year increase of 10.8%, with EPS of $0.38 compared to $0.30 a year ago, exceeding the Zacks Consensus Estimate of $1.98 billion by 1.6% [1] - The company has shown strong performance metrics, with an efficiency ratio of 59%, net interest margin of 3.1%, and net charge-offs at 0.2%, all outperforming analyst estimates [4] Financial Performance - Revenue: $2.01 billion, up 10.8% year-over-year, compared to $1.98 billion estimate [1] - EPS: $0.38, matching the consensus estimate [1] - Total Non-Interest Income: $471 million, below the $513.55 million estimate [4] - Mortgage Banking Income: $28 million, below the $31.36 million estimate [4] - Customer Deposit and Loan Fees: $95 million, above the $88.58 million estimate [4] - Payments and Cash Management Revenue: $165 million, slightly above the $163.16 million estimate [4] - Wealth and Asset Management Revenue: $102 million, slightly below the $103.81 million estimate [4] - Capital Markets and Advisory Fees: $84 million, above the $73.97 million estimate [4] Market Performance - Shares of Huntington Bancshares have returned +8% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for near-term outperformance [3]