Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, but may initiate a beneficial Long position through a purchase of the stock, or the purchase of call options or similar derivatives in HBAN over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. While t ...

Summary: Huntington National Bank is a regional bank that operates primarily in 14 U.S. states. The bank was established in 1866 and is headquartered in Columbus, OH. Today, Huntington has 1,000 branches and over 1,600 ATMs. Huntington stands out for its leadership in climate responsibility. Huntington National Bank product overview Huntington Perks Checking Huntington Perks Checking offers a little more than the average checking account. According to Huntington's website, the Perks Checking account ear ...

Core Insights - Huntington Bancshares Incorporated (NASDAQ:HBAN) is identified as a promising investment opportunity for high returns in 2026, highlighted during the RBC Capital Markets Global Financial Institutions Conference [1] Financial Performance - The company successfully integrated Veritex and is progressing with the Cadence partnership, both expected to generate synergies [2] - Core net interest income is projected to grow within the range of 10% to 13%, while core fee revenue aligns with the annual growth guidance of 13% to 16% [2] Future Outlook - For 2026, the company anticipates loan growth of 11% to 12% and deposit growth of 8% to 9% [3] - Management plans to repurchase shares worth $550 million in 2026, with an additional $1.2 billion expected in 2027 [3] Company Overview - Huntington Bancshares is a regional bank holding company that provides a range of financial services to consumers, small and middle-market businesses, corporations, municipalities, and other organizations through its primary subsidiary, Huntington National Bank [4]

Cari Selects ZKsync’s Prividium As US Regional Banks Enter Stablecoin Race Cari Network, a permissioned blockchain platform led by former United States Comptroller of the Currency Gene Ludwig, has selected Matter Labs’ Prividium infrastructure to power a bank-governed tokenized deposit network targeting US regional and mid-sized lenders. Built on ZKsync and anchored to Ethereum, the platform is designed to enable participating banks to issue and move tokenized deposits around the clock while keeping them o ...

ZKsync has announced the launch of Cari Network, a new platform developed alongside five regional banks that wants to bring tokenized deposits onchain. New Network: The Cari Network – developed by ZKsync in collaboration with Huntington Bancshares, First Horizon, M&T Bank, KeyBank, and Old National Bancorp – is built on ZKsync's "Prividium" stack, a flexible Ethereum L2 framework designed for financial institutions that prioritizes private execution and compliance. According to a press release, Cari Networ ...

Huntington Bancshares Incorporated (HBAN) provides commercial, consumer, and mortgage banking services. With a market cap of $30.9 billion, the company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. Companies worth $10 billion or more are generally described as “large-cap stocks,” and HBAN perfectly fits that ...

Huntington Bancshares Incorporated (NASDAQ:HBAN) is included among the 15 Best Dividend Leaders to Buy Right Now. Truist Cuts Huntington Bancshares (HBAN) Price Target as Baird Highlights Sector Opportunity On March 13, Truist lowered its price recommendation on Huntington Bancshares Incorporated (NASDAQ:HBAN) to $19 from $21. The firm reiterated a Buy rating on the shares. The change came as part of a broader research note on regional banks. The firm said it is updating its models following conference u ...

Core Insights - The company has entered 2026 with strong momentum, demonstrating robust revenue, earnings, and tangible book value growth, alongside top-tier returns [4] - Successful closure of partnerships with Veritex and Cadence has enhanced the company's capacity to further accelerate its momentum [4] Company Model - The company has developed a highly differentiated super regional bank model [5]

Summary of Huntington Bancshares Conference Call Company Overview - **Company**: Huntington Bancshares (NasdaqGS: HBAN) - **Date**: March 11, 2026 - **Key Speakers**: Brant Standridge (President of Consumer and Regional Banking), Zach Wasserman (CFO) Core Industry Insights - Huntington operates as a **super regional bank** with a focus on differentiated banking services across various customer segments, including consumer, small business, and middle-market clients [5][6] - The bank has successfully integrated partnerships with **Veritex** and **Cadence**, enhancing its growth capacity and market reach [5][12] Key Financial Metrics - As of year-end, Huntington reported approximately **$70 billion in loans** and **$51 billion in deposits** [6] - The bank is targeting **11%-12% loan growth** and **8%-9% deposit growth** for 2026 [10] - Core business performance showed **$1.2 billion in loan growth** and **$1.3 billion in deposit growth** in the first quarter, excluding Cadence [9] Strategic Initiatives - Huntington's model emphasizes **organic growth** through customer acquisition and deeper relationships, supported by a disciplined integration approach for new partnerships [5][10] - The bank has a **21 regional presidents** structure, allowing local decision-making and accountability [8] - The integration of Veritex was completed in **187 days**, with expected cost synergies of **$435 million** at full run rate [11][12] Revenue and Cost Synergies - Expected cost synergies from the partnerships are projected to reduce 2026 operating expenses by approximately **$340 million**, with an additional **$100 million** benefit in 2027 [12] - Revenue synergies are anticipated to exceed **$500 million** over the next three years, with **$150 million** expected in 2027 [17][48] Shareholder Value Creation - Huntington plans to return approximately **$550 million** through share repurchases in 2026, significantly higher than the initial expectation of **$200 million** [22][23] - The bank aims for a **30% growth in earnings per share** by 2027, targeting **$1.90-$1.93** per share [20][21] Market Position and Competition - The bank acknowledges competitive pressures in the Texas and Southeastern markets but remains confident in its growth trajectory [36] - A focus on building primary bank relationships has been key to strong deposit growth [38] Risk Management and Outlook - The bank maintains a moderate to low risk appetite, with a clear line of sight to sustained growth and expanding earnings power [20] - Current market conditions are being monitored closely, but no significant adverse impacts have been observed on business performance [52][53] Conclusion - Huntington Bancshares is positioned for robust growth through strategic partnerships, disciplined execution, and a focus on shareholder value, with a strong outlook for 2026 and beyond [25][56]

Core Insights - The company is focused on the development of transcript-related projects, indicating a commitment to enhancing their offerings in this area [1] Group 1 - The company publishes thousands of quarterly earnings calls each quarter, showcasing significant growth and expansion in their coverage [1]