事关支付机构分类评级，人民银行最新发布！

Core Points - The People's Bank of China (PBOC) has issued a notice to revise the "Management Measures for the Classification and Rating of Non-Bank Payment Institutions" to enhance regulatory oversight of non-bank payment institutions [1] - The revision is a necessary step to implement the "Regulations on the Supervision and Administration of Non-Bank Payment Institutions," which was published by the State Council in December 2023 [1] - The revised measures aim to adjust classification rating indicators based on regulatory focus and to strengthen comprehensive supervision of payment institutions [1] Summary by Sections Revision Purpose - The revision of the management measures is to ensure compliance with the newly established regulations and to enhance the effectiveness of regulatory oversight [1] - It emphasizes the need for differentiated regulatory measures for payment institutions [1] Content of the Revised Measures - The revised measures consist of five chapters and twenty-three articles, detailing the definition and principles of classification rating for payment institutions [1] - A classification rating work mechanism will be established, led by the payment settlement department, with participation from technology and anti-money laundering departments [1] Rating Results and Implementation - The measures specify five categories and eleven rating results, along with corresponding scoring ranges and criteria for special circumstances [2] - It outlines the operational status and risk assessment standards for each rating result, as well as the regulatory actions to be taken by the PBOC and its branches [2] - The rating results are intended for internal use by the PBOC and will not be disclosed publicly [2] - The rating process includes self-assessment by payment institutions, initial evaluation by branches, and final review by the head office [2]