Upstart Holdings, Inc. (UPST) Advances While Market Declines: Some Information for Investors

Company Performance - Upstart Holdings, Inc. closed at $78.36, reflecting a +1.01% change from the previous day, outperforming the S&P 500's 0.01% loss [1] - The company's shares have increased by 31.31% over the past month, while the Finance sector and S&P 500 gained 4.74% and 5.37%, respectively [1] Upcoming Earnings - Upstart Holdings, Inc. is set to announce its earnings on August 5, 2025, with projected earnings of $0.27 per share, indicating a year-over-year growth of 258.82% [2] - The Zacks Consensus Estimate for revenue is $225.3 million, representing a 76.52% increase from the previous year [2] Full Year Projections - For the full year, earnings are projected at $1.58 per share and revenue at $1.02 billion, showing increases of +890% and +59.46% from the prior year [3] Analyst Estimates - Recent adjustments to analyst estimates for Upstart Holdings, Inc. reflect evolving short-term business trends, with positive revisions indicating a favorable outlook on business health and profitability [4] Zacks Rank and Valuation - Upstart Holdings, Inc. currently holds a Zacks Rank of 3 (Hold), with the Zacks Consensus EPS estimate remaining steady over the past month [6] - The company is trading at a Forward P/E ratio of 49.16, significantly higher than the industry average of 12.66, indicating a premium valuation [7] Industry Context - The Financial - Miscellaneous Services industry, part of the Finance sector, ranks in the top 37% of all industries according to the Zacks Industry Rank [7] - The top 50% rated industries outperform the bottom half by a factor of 2 to 1, highlighting the competitive positioning of the industry [8]