美国首次正式确立！特朗普签署“天才法案”

Group 1: Regulatory Framework - The signing of the "Genius Act" by President Trump establishes the first regulatory framework for digital stablecoins in the U.S. [1] - The act aims to support the issuance of stablecoins backed by liquid assets such as U.S. dollars or short-term government bonds, requiring issuers to disclose reserve details monthly [2] Group 2: Market Impact - Following the signing of the stablecoin legislation, stocks of cryptocurrency companies like Robinhood and Coinbase saw increases of 4.1% and 2.2%, respectively [1] - The two largest stablecoins, Tether (USDT) and USD Coin (USDC), account for approximately 90% of the total market capitalization of stablecoins [4] Group 3: Growth of Stablecoins - The stablecoin market has experienced rapid growth since its inception in 2014, with a market value of only $20 billion in 2020 [5] - Over 90% of Bitcoin transactions are settled using USDT/USDC, establishing them as the "crypto dollar standard" [5] - In emerging markets, stablecoins have become a "digital safe-haven asset," representing 72% of cryptocurrency trading volume in those regions [5] Group 4: Economic Considerations - Experts suggest that the U.S. must fulfill its global responsibilities and commitments to maintain economic stability, which is crucial for the future development of stablecoins [1]