注资346亿！又一省级农商银行启动

Core Insights - The reform of the rural credit system in Jilin Province is progressing, with plans to issue 26 billion yuan in special bonds to support the capital replenishment of Jilin Rural Commercial Bank [1][2] - The establishment of a unified legal entity for the rural credit system is aimed at enhancing risk management and capital allocation [2][4] Group 1: Financial Measures - Jilin Province plans to issue 26 billion yuan in special bonds with an estimated interest rate of 2.1% and a term of 10 years [1] - A total of 34.6 billion yuan will be allocated to Jilin Rural Commercial Bank to improve its capital adequacy and risk resistance [2] - The expected capital of the newly formed Jilin Rural Commercial Bank will reach 40 billion yuan, with Jilin Financial Holding Group participating in governance [2][3] Group 2: Reform Strategy - The reform aims to centralize resource allocation and risk management through the establishment of a provincial-level unified legal entity [2][4] - The strategy includes injecting capital through provincial financial platforms, attracting strategic investors, and issuing bonds to enhance risk resilience [4] - A comprehensive risk warning system will be established to monitor and address potential risks in real-time [4] Group 3: Organizational Structure - Jilin Financial Holding Group, established in 2015, plays a crucial role in the reform process, with total assets of 760 billion yuan [3] - The rural credit system in Jilin Province comprises 52 legal entities and nearly 1,700 outlets, employing 26,000 staff [5] - As of December 2023, the total assets of the rural credit system reached 1.01 trillion yuan, with total liabilities of 953.59 billion yuan [6]