美元霸权升级！特朗普签署通过《天才法案》，加密货币要变天？

Group 1 - The signing of the "Genius Act" by President Trump marks the beginning of a new regulatory era for cryptocurrencies, particularly stablecoins, which will now be required to maintain a 1:1 reserve with the US dollar or US Treasury bonds [3] - The act includes three main provisions: stablecoins must be backed 1:1 by USD or US Treasury bonds, issuers must be licensed and disclose asset details monthly, and algorithmic stablecoins are prohibited to prevent Ponzi schemes [3] - The global cryptocurrency market reacted strongly, with Coinbase's stock price surging and the founder of USDT witnessing the event, as Trump described it as the greatest transformation in financial technology [3] Group 2 - The "Genius Act" positions stablecoins as the digital equivalent of US dollars, aimed at stabilizing the volatile cryptocurrency market [5] - Trump's strategy includes three key objectives: capturing global liquidity by mandating reserves in US Treasury bonds, blocking foreign digital currencies, and enhancing the dollar's dominance in digital transactions [5] - Experts warn that the act essentially makes cryptocurrencies serve US Treasury bonds, shifting risks onto users [5] Group 3 - The act is seen as a means to strengthen the US dollar's position in the global monetary and payment systems [7] - With US debt exceeding $36 trillion, the stablecoin legislation is viewed as a way to create new buyers for US debt, potentially increasing the market for stablecoins to $2 trillion by 2028 [8] - If stablecoins capture 10% of global payments, the dollar's settlement volume could increase by 30%, challenging the dominance of SWIFT [9]