Sou Hu Cai Jing·2025-07-21 03:02Core Insights - Zhengzhou Bank has won the "2025 Retail Banking Award" and the "2025 Scene Financial Innovation Award" at the 10th Asia-Pacific Banking Development Innovation Conference, highlighting its innovative practices in retail credit and intelligent risk control [1] - In Q1 2025, Zhengzhou Bank reported total assets exceeding 700 billion yuan and total deposits reaching 430.112 billion yuan, with personal deposits accounting for 56.6%, marking a historical high [1] Group 1: Support for Enterprises - Zhengzhou Bank has implemented targeted relief measures for struggling enterprises during a time when many banks were tightening credit, providing support to 4 city-level state-owned enterprises and 18 county-level state-owned enterprises [2] - The bank has also assisted 51 private enterprises, ensuring the stability of livelihood projects and industrial chains [2] - Through the "Thousand Enterprises, Ten Thousand Households" outreach initiative, Zhengzhou Bank visited over 20,000 small and micro enterprises, disbursing a total of 13.6 billion yuan [2] Group 2: Industrial Empowerment - Zhengzhou Bank has played a crucial role in the rapid advancement of key provincial projects, such as the construction of the Central Plains Science and Technology City Intelligent Technology Industrial Park, by providing efficient funding support [3] - The bank has signed strategic agreements with various local governments to support the development of green metallurgy, the air economy zone, and the aluminum deep processing industry, committing to provide no less than 30 billion yuan in credit support over the next three years [3] - Key projects in tourism and materials research are also being accelerated with financial backing from Zhengzhou Bank [3] Group 3: Innovation in Science and Technology Finance - Zhengzhou Bank has established a comprehensive service system covering the entire lifecycle of science and technology enterprises, offering various financial products tailored to different growth stages [4] - The bank has increased its support for innovative enterprises, with a notable 44.5% growth in science and technology financial loans, reaching a balance of 48.269 billion yuan by the end of 2024 [4] - The implementation of a "big data + AI intelligent risk control system" has enabled rapid approval and precise pricing, significantly enhancing the user experience for enterprises [4] Group 4: Inclusive Finance - Zhengzhou Bank is committed to promoting inclusive finance through initiatives that enhance financial literacy and community engagement, exemplified by its "anti-fraud education + hands-on experience" activities [6] - The bank has developed a "Four Major Steward" service system to optimize service channels and product functions, focusing on enhancing financial services for urban and rural areas [6] - With total assets surpassing 700 billion yuan, Zhengzhou Bank aims to integrate into the national unified market and contribute to regional development [6]