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农行福建莆田秀屿支行金融助力湄洲岛民宿产业蓬勃发展

Core Insights - Meizhou Island, known as the "Hometown of Mazu," is experiencing a tourism boom, with projected visitor numbers reaching 2.6458 million in 2024, a 7.2% increase year-on-year, and over 350,000 visitors expected during the May Day holiday in 2025 [1] - The island's homestay industry is rapidly developing, with 662 homestays, over 70% of which are star-rated, leading to a "fully booked" situation during peak travel seasons [1] - Despite growth, the homestay industry faces challenges, particularly in funding for renovations and upgrades, as many operators struggle with high investment costs and long return periods [1] Financial Support Initiatives - Agricultural Bank of China (ABC) is actively supporting the homestay operators on Meizhou Island through specialized loan products like "Huinong e-loan · Rural Travel Loan" and "Fumin Loan," aimed at addressing funding shortages [2] - The "Huinong e-loan · Rural Travel Loan" offers online credit loans with a maximum credit limit of 2 million yuan, specifically for businesses serving tourists [2] - As of June, ABC has provided credit support to over 70 homestay operators, with a total credit amount exceeding 20 million yuan and actual usage over 16 million yuan [2] Payment System Enhancements - ABC has upgraded POS systems for homestays, enabling support for international card transactions, which facilitates payments from overseas tourists [3] - This upgrade is expected to enhance the payment experience for international visitors, thereby expanding the market for Meizhou Island's homestay industry [3] Future Development Plans - ABC plans to continue leveraging financial resources to promote sustainable development on Meizhou Island, focusing on ecological beauty, industrial prosperity, and improving residents' wealth [3]