Affirm(US:AFRM) ZACKSยท2025-07-21 23:01Company Performance - Affirm Holdings (AFRM) closed at $66.75, reflecting a -3.12% change from the previous day, underperforming the S&P 500 which gained 0.14% [1] - Over the past month, shares of Affirm Holdings have increased by 11.02%, outperforming the Computer and Technology sector's gain of 7.37% and the S&P 500's gain of 5.35% [1] Upcoming Financial Results - The upcoming earnings report for Affirm Holdings is expected to show an EPS of $0.1, representing a 171.43% increase year-over-year [2] - Revenue is anticipated to reach $838.52 million, indicating a 27.21% increase compared to the same quarter last year [2] Fiscal Year Projections - For the entire fiscal year, earnings are projected at $0.03 per share, reflecting a +101.8% change from the prior year, while revenue is expected to remain at $3.18 billion, unchanged from the previous year [3] Analyst Estimates and Stock Performance - Recent adjustments to analyst estimates for Affirm Holdings suggest positive short-term business trends, with positive revisions indicating a favorable business outlook [3] - The Zacks Rank system, which incorporates estimate changes, currently ranks Affirm Holdings as 1 (Strong Buy), indicating strong potential for stock price performance [5] Valuation Metrics - Affirm Holdings has a Forward P/E ratio of 93.83, significantly higher than the industry average of 29.16, indicating a premium valuation [6] - The company has a PEG ratio of 2.63, compared to the Internet - Software industry average PEG ratio of 2.2 [6] Industry Context - The Internet - Software industry, part of the Computer and Technology sector, holds a Zacks Industry Rank of 79, placing it in the top 32% of over 250 industries [7] - Research indicates that industries in the top 50% of the Zacks Rank tend to outperform those in the bottom half by a factor of 2 to 1 [7]