Core Insights - The article discusses the author's investment portfolio and insights into various stocks, particularly focusing on Amazon (AMZN) and Google (GOOG) [2]. Group 1 - The author holds a beneficial long position in AMZN and GOOG through stock ownership, options, or other derivatives [2]. - The analysis aims to provide contrasting views on the portfolio based on the author's background and experience [1]. - The article encourages readers to reach out for questions or comments, indicating an open dialogue for further discussion [1].

Key Takeaways Affirm posted Q1 EPS of $0.23, beating estimates and reversing a prior-year loss.GMV rose 42% to $10.8B, lifted by merchant integrations, wallets, and direct offerings.Active merchants climbed 30% to 419,000, while transactions soared 52% on repeat users.Shares of Affirm Holdings, Inc. (AFRM) have risen 15.4% since it reported first-quarter fiscal 2026 results on Nov. 6. The strong quarterly results benefited from solid growth in Gross Merchandise Value (GMV), rising transaction volumes fueled ...

Affirm ( AFRM ) is one of the few shining stars in e-commerce amidst concerns of market volatility. The company continues to post strong growth rates, suggesting that it is taking market share within an already-vibrant buy now, payJulian Lin is a financial analyst. He finds undervalued companies with secular growth that appreciate over time. His approach is to look for companies with strong balance sheets and management teams in sectors with long growth runways. Julian is the leader of the investing group B ...

Welcome back. Two fintech companies moving in opposite directions on this Friday. Mackenzie Sagalos has more on block and a firm.We talked to Max earlier this morning about GMV. >> Yeah, that was a a real bright spot for them. But a tale of two fintexs after the bell.A firm soaring, block sinking, and that disconnect was not about the consumer, but about who's proving they can scale profitably. A firm posted a blowout quarter that delivered exactly that even after losing the Walmart deal to CLA. transaction ...

Core Insights - Affirm Holdings Inc. shares increased over 9% following the release of first-quarter fiscal 2026 results that exceeded analyst expectations and raised full-year guidance [1] Financial Performance - The company reported adjusted earnings per share of $0.23, surpassing the consensus forecast of $0.11 by 109% [2] - Revenue grew 34% year over year to $933 million, exceeding expectations of $881.84 million [2] - Gross merchandise volume (GMV) increased by 42% to $10.8 billion, driven by strong performance in the direct-to-consumer segment [2] Segment Performance - Affirm's Card segment showed remarkable growth, with card GMV rising 135% year over year [3] - Active cardholders increased by 500,000 from the previous quarter to reach 2.8 million, while total active consumers grew 24% to 24.1 million, marking the seventh consecutive quarter of accelerating user growth [3] Future Guidance - For the fiscal second quarter, Affirm projected revenue between $1.03 billion and $1.06 billion, with the midpoint slightly below the consensus estimate of $1.06 billion [4] - The company raised its full-year GMV forecast to over $47.5 billion, up from previous guidance of above $46 billion [5] - Affirm maintained its revenue-to-GMV ratio at approximately 8.4%, indicating revenue above $3.99 billion, and reiterated Revenue Less Transaction Costs (RLTC) guidance of $1.9 billion, about 4% of revenue [5] - The adjusted operating margin target was increased to above 27.1% from more than 26.1% [5]

There's a lot of emphasis, at least from from Bloomberg intelligence in-house on on COD and that driving volumes. But what we've learned across this earnings period in your domain is it's worth spending a minute on the underlying behaviors of your consumers that that drove this growth in the quarter. What do you say.So despite the by obsession we're seeing in the markets today in the last few days, affirms consumer is really healthy. They're shopping, they're buying, they're paying their bills. They're you ...

There's a lot of emphasis, at least from from Bloomberg intelligence in-house on on COD and that driving volumes. But what we've learned across this earnings period in your domain is it's worth spending a minute on the underlying behaviors of your consumers that that drove this growth in the quarter. What do you say.So despite the by obsession we're seeing in the markets today in the last few days, affirms consumer is really healthy. They're shopping, they're buying, they're paying their bills. They're you ...

Core Insights - Buy now, pay later (BNPL) companies like Affirm are intensifying competition with traditional credit card companies [1] Group 1: Industry Trends - The BNPL sector is experiencing growth as consumers seek alternative payment options to credit cards [1] - Companies in the BNPL space are innovating their offerings to attract more customers and increase market share [1] Group 2: Company Strategies - Affirm is focusing on enhancing its product features to better compete with credit card offerings [1] - The company aims to position itself as a viable alternative to credit cards by emphasizing flexibility and consumer-friendly terms [1]

Affirm Holdings, Inc. (NASDAQ:AFRM) shares extended their rally Friday after the company reported late Thursday strong fiscal first-quarter results, which beat analyst expectations and reignited enthusiasm for the buy-now, pay-later firm's growth prospects.The gains came as Affirm also announced an expanded financing partnership with Amazon. • AFRM stock is racing ahead of the pack. Check the fundamentals here.Affirm posted first-quarter earnings of 23 cents per share, more than double the consensus estimat ...

Affirm CEO Max Levchin said Friday that while the buy now, pay later firm isn't seeing credit stress among federally employed borrowers due to the government shutdown, there are signs of a change in shopping habits."We are seeing a very subtle loss of interest in shopping just for that group, and a couple of basis points," Levchin told CNBC's "Squawk on the Street."At least 670,000 federal employees have been furloughed in the shutdown, and about 730,000 are working without pay, the Bipartisan Policy Center ...