Key Takeaways AFRM upgraded underwriting by adding real-time bank balances and cash flow signals to credit decisions.The approach is live for card users and opt-in banking links, helping thin credit profiles.AFRM says the richer view can lift purchasing power and credit quality.Affirm Holdings, Inc. (AFRM) recently upgraded how it evaluates credit risk by embedding richer real-time financial signals into its underwriting process, like up-to-the-minute bank account balances and cash flow trends. Instead of r ...

Affirm Holdings Inc (NASDAQ:AFRM) shares are down on Tuesday as investors react to President Donald Trump’s proposal regarding credit card interest rates. Here’s what investors need to know.Affirm Holdings stock is taking a breather. What’s ahead for AFRM stock?Credit Card Rate Cap: A Game Changer?Trump warned credit card issuers that they must lower interest rates to 10% by Jan. 20 or face severe consequences, labeling current rates of 20% to 30% as abusive. This aggressive stance has initially pushed shar ...

Affirm Holdings, Inc. ( AFRM ) has almost become a synonymous term for BNPL across the United States. Although there are still plenty of skeptics about these business models, I believe Affirm has established enough credibility toAnalyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for ...

Group 1: Market Performance - Walmart shares increased by 3%, contributing to gains in the S&P 500 and Nasdaq, where it recently moved its stock listing from the NYSE [1] - Consumer staples rose by 1.4%, leading sector gainers, while the technology sector also saw an increase [1] - The S&P 500 and Dow reached record closing highs, driven by gains in technology companies and Walmart [9] Group 2: Walmart's Index Inclusion - Walmart is set to join the Nasdaq-100 index on January 20, which could attract billions of dollars from passive index funds [1] - The shift to the Nasdaq is expected to enhance Walmart's visibility and investment appeal [1] Group 3: Financial Sector Performance - Financial stocks declined by 0.8%, leading sector decliners in the S&P 500, with Citigroup down 3% and American Express down 4.3% [10] - Trump proposed a one-year cap on credit card interest rates at 10%, impacting lender and credit card firm shares [10] Group 4: Earnings Outlook - Analysts anticipate a 26.5% year-over-year earnings growth for the technology sector in the upcoming fourth-quarter earnings season [10] - Overall S&P 500 companies' earnings are expected to rise by 8.8% compared to the previous year [10] Group 5: Market Activity - U.S. exchange volume reached 17.29 billion shares, above the 20-day average of 16.40 billion [8] - Advancing issues outnumbered decliners by a ratio of 1.68-to-1 on the NYSE, with 725 new highs and 48 new lows [8]

Mizuho Securities says fintech companies like SoFi, Affirm, and Block could benefit from Trump's proposed cap on interest rates. ...

Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the stocks Jim Cramer offered insights on. When a caller mentioned that they wish to buy more AFRM shares, Cramer remarked: “Oh, you should buy more…. I think that stock is going to par, which is genuine Wall Street gibberish for $100. It’s at $80 right now. Max Levchin, genius. He’s a funny guy, too. Come on, man.” Stock market data showing an upward trajectory. Photo by Burak The Weekender on Pexels Affirm Holdings, Inc. (NASDAQ:AFRM) provides a digital ...

Once one of the market's hottest BNPL names, Sezzle Inc. (NASDAQ:SEZL) has tumbled roughly 60% in less than half a year, a collapse that's now pushing the stock potentially into value territory for the first time in a long while.Operating in an increasingly crowded U.S. online credit market alongside rivals such as Affirm Holdings Inc. (NASDAQ:AFRM) and Klarna Group Inc. (NYSE:KLAR) , the company went public on Australia's ASX in 2019 at A$1.22, or roughly $0.84 per share, before delivering a staggering 22, ...

The stock market, buoyed by the U.S. government’s removal of Venezuelan President Nicholas Maduro, is off to a good start in 2026, with the S&P 500 up 1.3% in the first week of trading.Yet some cracks are forming beneath the surface in early 2026 with a handful of widely owned, once-high-growth stocks facing competitive headwinds, valuation pressure, and business growth risks that are likely to shadow any near-term upside.As usual, the most expensive sectors are the most at-risk.Dan Buckley, chief analyst a ...

Core Viewpoint - Affirm Holdings, Inc. (NASDAQ:AFRM) is experiencing a positive year-to-date performance with a 21% increase in share price, despite recent adjustments in price targets by analysts [2]. Group 1: Analyst Ratings and Price Targets - Bank of America has reduced its price target for Affirm Holdings from $98 to $97 while maintaining a Buy rating [2]. - Wolfe Research has initiated coverage on Affirm Holdings with a Peer Perform rating and a fair value range of $72 to $82 for year-end 2026 [2]. Group 2: Company Performance and Management Insights - The CFO of Affirm, Rob O'Hare, has addressed concerns regarding weak loan origination, attributing issues to tracking errors in the fourth quarter [2]. - Jim Cramer has expressed strong support for Affirm, stating that the company is having an "amazing quarter" and believes its stock has more potential for growth [3].

Affirm Holdings, Inc. (NASDAQ:AFRM) is among the 7 Best Digital Payments Stocks to Invest In Now. BofA Maintains a Buy Recommendation On Affirm Holdings, Inc. (AFRM) TheFly reported that on December 16, 2025, BofA reduced Affirm Holdings, Inc. (NASDAQ:AFRM) price goal from $98 to $97. BofA maintained a Buy recommendation on the stock after modifying estimates throughout its consumer finance coverage due to pre-quiet period investor relations catch-ups. Separately, Wolfe Research began covering Affirm Ho ...