Affirm Holdings, Inc. (NASDAQ:AFRM) is one of Jim Cramer’s stock calls while he discussed the confusion surrounding the Trump-Iran conflict. A caller asked whether they should add to their position, hold, or sell to cut their losses. Cramer replied: You know, don’t cut your losses. I mean, I just touched base with them on their delinquencies. They’re very low. I think this thing’s going to be a rocket ship. I think a lot of people are betting against it. It’s a mistake. Down 40%, doesn’t make sense to me. ...

Affirm Holdings, Inc. (NASDAQ:AFRM) ranks among the best rebound stocks to buy right now. On March 11, Affirm Holdings, Inc. (NASDAQ:AFRM) outlined its plan at the Wolfe FinTech Forum, emphasizing robust growth and developing partnerships in the face of a competitive fintech landscape. Financially, Affirm Holdings Inc. (NASDAQ:AFRM) recorded 39% GMV growth over the previous year and 30% adjusted operating income growth, with GAAP operating margins approaching 11%. The Affirm Card is a key contributor, pr ...

An updated edition of the Feb. 3, 2026, article.Financial technology, or fintech, is transforming the global financial landscape by making financial services faster, more accessible and increasingly customer-centric. By integrating finance with advanced technologies such as artificial intelligence (AI), blockchain, Big Data and cloud computing, fintech has disrupted traditional banking, payments and investment models around the world.One of fintech’s most meaningful contributions has been its role in advanc ...

Affirm Holdings ( AFRM ) is facing a delay in a major catalyst in its business as the Federal Reserve decided not to touch interest rates last week, amid resurgent inflation fears. While Affirm depends on lower interestAnalyst’s Disclosure: I/we have a beneficial long position in the shares of AFRM, SOFI, UPST either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I ...

Key Takeaways Affirm stands out for upside potential, driven by faster growth and higher projected earnings gains.AFRM posted 30% revenue growth, with strong GMV gains and rising user engagement fueling momentum.Mastercard shows steady growth, but higher valuation and slower estimates trail AFRM's outlook.The global payments landscape is shifting toward a hybrid model that combines traditional card networks with embedded finance and point-of-sale lending. As digital commerce expands, companies like Masterca ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Buy now, pay later company Affirm has options for dropping less profitable lending; asking some consumers for down payments; and requiring more financial information from consumers if they become more financially stressed in a potential U.S. economic downturn, Chief Financial Officer Rob O'Hare said Tuesday. His comments were hypothetical, but if ca ...

In discussing how Affirm might respond to a more contractionary environment, management framed tightening as primarily removing loans that are “break even or better” at the low end of the credit spectrum within many large merchant programs. As a result, the company said it would expect a slowdown in GMV under higher stress assumptions, but “pretty minimal” profitability headwinds because most profitability comes from the middle to upper portions of its credit spectrum.Affirm emphasized that it underwrites “ ...

It has been a brutal past few months for fintech stocks, as some leaders in this space have been in free fall. Specifically, two of the most prominent and well-known fintechs -- Upstart Holdings (NASDAQ: UPST) and Affirm Holdings (NASDAQ: AFRM) -- have seen their stock prices fall roughly 36% year to date. The drops are not really based on business growth -- or lack thereof. In fact, in the most recent quarter, Upstart, which uses artificial intelligence (AI) to process loan requests, grew loan originati ...

Affirm Holdings stock is feeling bearish pressure. Why is AFRM stock falling?Affirm Falls As Fed Signals Higher Inflation OutlookThe cautious macro backdrop appeared to pressure growth-oriented and rate-sensitive names, with broader equity indexes also moving lower after the announcement. For Affirm, the combination of elevated inflation expectations, a still-restrictive rate environment and weaker appetite for higher-multiple technology stocks may have contributed to the afternoon pullback.Affirm Analysts ...

A fund holding consumer and small-business loans made by companies including Affirm and Block is the latest corner of the private-credit market to come under stress. ...