为什么企业要推动稳定币？业内人士：赚取利息差仅是冰山一角

Core Insights - The core value of issuing stablecoins for companies lies in creating an independent data and value closed loop outside the traditional banking system, allowing them to capture real-time user behavior data and financial profiles, which is crucial for optimizing business models in the AI era [1][2][3] Group 1: Stablecoin Market Development - To ensure the healthy development of the stablecoin market, two key issues must be addressed: stablecoins should not rely solely on trading for market momentum, but rather return to supporting real-world asset (RWA) values, as the vitality of stablecoins ultimately depends on their anchoring to RWA [2][3] - The tokenization of real-world assets requires a stable and efficient on-chain trading medium, with RWA creating continuous real application scenarios and rigid demand for stablecoins [2][3] Group 2: Technological Solutions - A significant challenge in asset tokenization has been the credibility of data before it is on-chain, but advancements in IoT technology have effectively addressed this issue, ensuring that data is automated and immutable from the moment of collection [2] - The concept of "multi-centralization" has emerged as a way to navigate the complexities of decentralized technologies while still integrating with traditional centralized systems [3] Group 3: Market Activity and Innovation - The stablecoin market needs to maintain activity and circulation, with decentralized finance (DeFi) playing a crucial role in this process, potentially allowing for credit creation even if stablecoins are not permitted as collateral [4] - Innovative solutions are anticipated to emerge to enhance the functionality and acceptance of stablecoins within the financial ecosystem [4]