中国人民银行广东省分行：本外币贷款余额增速三连升

Core Viewpoint - The People's Bank of China Guangdong Branch reported a significant recovery in social financing and credit growth in Guangdong province during the first half of 2025, with a notable increase in various financing channels and support for key industries [1][2]. Group 1: Social Financing and Credit Growth - In the first five months of 2025, Guangdong's social financing increased by 1.33 trillion yuan, with a total loan balance of 29.6 trillion yuan by the end of June, reflecting a year-on-year growth of 4.8% [1][2]. - The deposit balance reached 37.7 trillion yuan, showing a year-on-year increase of 5.6% [1]. Group 2: Financing Structure Optimization - The structure of social financing has been continuously optimized, with direct financing's share rising. Market-based direct financing, including non-financial corporate bonds and local government bonds, increased by 389.4 billion yuan, accounting for 29.2% of the social financing increment [2]. - Off-balance-sheet financing has contracted, with trust loans, entrusted loans, and unendorsed bank acceptance bills decreasing by a total of 110.9 billion yuan [2]. Group 3: Support for Key Industries - Financial support for key industries, such as technology, inclusive finance, and green finance, has strengthened, with manufacturing loans increasing by 278.7 billion yuan, representing 22.6% of total loan growth [3]. - Loans for urban renewal projects totaled 169.7 billion yuan, contributing to a total increase of 484 billion yuan in related sectors [3]. Group 4: Deposit Trends - By the end of June, the balance of demand deposits for households and enterprises increased by 529.7 billion yuan, with a year-on-year growth rate of 8.8%, indicating a trend towards more liquid deposits [3]. Group 5: Technological Financing Innovations - The balance of technology loans reached 5.6 trillion yuan, with a year-on-year growth of 7.3% [4][5]. - The Guangdong branch has introduced innovative financing models to support technology enterprises, including the "Win-Win Plan" and "Equity + Loan" services, aiming to meet diverse financing needs [4][5].