破局中端医疗！三星财险发布 “全民星” 优选升级产品，打造健康保障新标杆

Core Insights - Samsung Property Insurance (China) launched the "2025 National Star Mid-range Medical - Preferred Million Upgrade" insurance product, focusing on providing comprehensive health protection solutions for various demographics [1][24] - The product aims to address market pain points such as difficulties in insuring non-standard bodies, lack of products for specific high-risk groups, and high premium burdens [8][9] Group 1: Product Features - The new insurance product features relaxed health declarations, requiring only two health disclosures for new policies and one for preferred transfers during a promotional period [9][10] - The basic premium is affordable, with annual costs for a 30-year-old insured with social security being less than 400 yuan (approximately 1 yuan per day) [10] - The product offers multiple discounts, including family discounts and no-claim renewals, enhancing affordability for families [11][12][13] Group 2: Coverage and Benefits - The insurance provides zero deductible for general illness hospitalization and a coverage limit of 3 million yuan, with major illness hospitalization coverage reaching 6 million yuan [14] - It allows for comprehensive access to medications and medical devices without restrictions on the list of covered items [15] - The network includes a wide range of hospitals, covering public hospitals and quality private hospitals, as well as specialized facilities for major illnesses [16][17][18] Group 3: Health Management Services - The product integrates health management services, offering a full cycle of support from consultation to recovery, including online medical consultations and assistance with hospital arrangements [22] - Additional services include rehabilitation guidance and special medication support, ensuring a seamless healthcare experience for clients [22][24] - The initiative reflects a commitment to making health insurance more inclusive and accessible, catering to a broader audience regardless of their health status [24]