锚定“双碳”目标 绘就齐鲁青绿 ——农行山东省分行支持山东绿色低碳高质量发展纪略

Core Viewpoint - Agricultural Bank of China (ABC) Shandong Branch has made significant strides in green finance over the past four years, establishing a comprehensive framework to support sustainable development in Shandong Province through the Green Finance Research Institute [1][8]. Group 1: Establishment and Role of the Green Finance Research Institute - The Green Finance Research Institute was established in collaboration with the Shandong Provincial Government to address the economic and social development needs of Shandong [1]. - The institute has played a pivotal role in policy guidance, cutting-edge research, product innovation, and service optimization, contributing to the region's green development [1][2]. Group 2: Collaboration and Policy Support - The Shandong Branch has strengthened collaboration with provincial financial offices and research institutes, actively participating in green finance policy consultation and standard-setting [2]. - A series of differentiated financial policies have been introduced to support Shandong's development, including opinions on ecological protection and high-quality development in the Yellow River Basin [3]. Group 3: Growth in Green Finance Business - As of June, the balance of green loans at ABC Shandong Branch reached 321.66 billion yuan, an increase of over 280 billion yuan since July 2021, with an annual growth rate exceeding 100% [4]. - The proportion of green loans in total loans rose from 4.7% in July 2021 to 25.1%, marking an increase of 20.4 percentage points [4]. Group 4: Product Innovation and Recognition - The Shandong Branch has led in green financial product innovation, creating products like the "Golden Spike Qilu: Yellow River Series Loan," which received multiple awards for excellence [5]. - The bank has linked loan interest rates to corporate pollution reduction and carbon emission targets, achieving notable records in sustainable financing [5]. Group 5: Establishment of the Green Finance Innovation Laboratory - The Green Finance Research Institute has established a Green Finance Innovation Laboratory to enhance brand recognition and support policy formulation in the region [6]. - The Shandong Branch has hosted significant conferences and contributed to the development of key policies, earning accolades such as the "Mother River Award" for green contributions [6]. Group 6: Comprehensive Green Financial Service System - The "Green Painting Qilu 360 Financial Service System" has been developed, comprising five components including a central service hub, innovation laboratory, and a diverse range of green financial products [8]. - This system includes 42 sub-items across eight categories of green financial products, addressing the needs of Shandong's key industries and supporting low-carbon transitions [8]. Group 7: Future Directions - The Shandong Branch aims to deepen its commitment to green development, enhancing its green finance service levels and continuing to lead in the region's sustainable financial initiatives [9].