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央行报告:二季度房地产贷款增速回升,贷款支持科创企业力度较大|快讯
Hua Xia Shi Bao·2025-07-22 10:45

Group 1 - As of the end of Q2 2025, the total balance of RMB loans from financial institutions reached 268.56 trillion yuan, with a year-on-year growth of 7.1%, and an increase of 12.92 trillion yuan in the first half of the year [2] - The balance of real estate loans at the end of Q2 2025 was 53.33 trillion yuan, showing a year-on-year growth of 0.4%, with an increase of 416.6 billion yuan in the first half of the year [2] - The balance of personal housing loans was 37.74 trillion yuan, a slight year-on-year decline of 0.1%, but with an increase of 51 billion yuan in the first half of the year [2] Group 2 - The number of technology-based small and medium-sized enterprises receiving loan support reached 274,000, with a loan acquisition rate of 50%, an increase of 3.2 percentage points compared to the same period last year [3] - The balance of loans for technology-based small and medium-sized enterprises was 3.46 trillion yuan, with a year-on-year growth of 22.9%, outpacing the growth of all loans by 16.1 percentage points [3] - The number of high-tech enterprises receiving loan support was 266,800, with a loan acquisition rate of 57.6%, an increase of 1 percentage point compared to the same period last year [3]