深圳金融成绩单出炉：信贷总量平稳增长 融资成本地位下行

Group 1: Financial Data Overview - As of June 2025, the total balance of deposits in Shenzhen reached 14.16 trillion yuan, an increase of nearly 600 billion yuan since the beginning of the year [1] - The total balance of loans in Shenzhen was 9.85 trillion yuan, growing by over 350 billion yuan since the start of the year [1] Group 2: Credit Structure and Financing Costs - The credit structure in Shenzhen is continuously optimizing, with significant loan allocations to key sectors such as technology innovation (2.1 trillion yuan), inclusive small and micro enterprises (nearly 2 trillion yuan), green development (1.3 trillion yuan), and digital economy (1.3 trillion yuan) [2] - The weighted average interest rate for newly issued corporate loans in Shenzhen was 2.85% in June 2025, a year-on-year decrease of 0.52 percentage points, marking a historical low [2] Group 3: Bond Market Developments - By July 15, 2025, Shenzhen facilitated the issuance of 14 technology innovation bonds by 9 companies, including Luxshare Precision, ZTE, and BYD, totaling 20.75 billion yuan [3] Group 4: Cross-Border Financial Services - Since the launch of the "Cross-Border Wealth Management Connect" 2.0, approximately 30,000 new individual investors have been added in Shenzhen, with total cross-border payment amounts reaching 47.2 billion yuan [4] - Over 1,700 enterprises in Shenzhen participated in high-level open pilot projects for cross-border trade and investment, with a business scale exceeding 170 billion USD as of June 2025 [4] Group 5: Foreign Payment Trends - From January to June 2025, foreign nationals in Shenzhen conducted 85.875 million non-cash payment transactions totaling 11.81 billion yuan, reflecting year-on-year growth of 29% and 35% respectively [5] - The primary consumption areas for foreign visitors were supermarkets and dining, with South Korea, the USA, and Singapore being the top three source countries for inbound consumption [5]