今年我国贷款结构持续优化 国民经济重点领域信贷保持较快增长

Group 1 - The People's Bank of China reported that by the end of June, the balance of RMB loans from financial institutions reached 268.56 trillion yuan, with a year-on-year growth of 7.1% [1] - In the first half of the year, the total new RMB loans amounted to 12.92 trillion yuan, with loans to enterprises and institutions being the main driver, increasing by 11.5 trillion yuan [1] - The report indicates that the structure of loan distribution has improved, with significant increases in loans directed towards the manufacturing and infrastructure sectors [1][2] Group 2 - Green loans reached a balance of 42.39 trillion yuan by the end of June, growing by 14.4% since the beginning of the year, with substantial increases in loans for infrastructure green upgrades [2] - Loans to small and medium-sized technology enterprises and high-tech enterprises saw significant growth, with year-on-year growth rates of 22.9% and 8.2%, respectively [2] - Household consumption loans also maintained growth, with a balance of 84.01 trillion yuan by the end of June, reflecting a year-on-year increase of 3% [2] Group 3 - The implementation of a series of policies aimed at stabilizing employment and the economy has led to a recovery in industrial production and equipment updates, contributing to the release of effective credit demand [3]