京沪之后穗厦跟进 不动产信托财产登记试点扩围

Core Viewpoint - The recent pilot programs for real estate trust property registration in Guangzhou and Xiamen aim to enhance the flexibility and security of real estate trusts, addressing common issues in property transfer and registration processes [1][2]. Group 1: Guangzhou Pilot Program - The Guangzhou pilot introduces a pre-registration mechanism allowing clients and trust institutions to apply for preliminary registration, effectively locking in property rights [2]. - The pilot breaks regional and institutional limitations, allowing nationwide institutions to participate, thus benefiting trust companies with branches in Guangzhou [2]. - The program includes scenarios for will trusts, permitting trust institutions to apply for registration based on valid wills confirmed by all statutory heirs [2]. - Guangdong Yuecai Trust received the first national pre-registration certificate for real estate trust, marking a significant milestone in the pilot's implementation [2][3]. - The project integrates wealth inheritance, elderly care, and charitable needs, providing a comprehensive solution for families in an aging society [3]. Group 2: Xiamen Pilot Program - The Xiamen pilot defines real estate trust property registration as the act of recording property rights and trust-related matters in the real estate registry based on applications from trust parties [4]. - Two types of registrations are specified: transfer registration and change registration, covering seven specific scenarios [5][6]. - The transfer registration includes various situations such as establishing trusts with real estate, adding trust property, and distributing property rights to beneficiaries [6]. - The Xiamen pilot also outlines the processing procedures for each registration type, ensuring clarity and efficiency in the registration process [6]. Group 3: Broader Context - Prior to Guangzhou and Xiamen, Beijing and Shanghai had already initiated similar pilot programs, expanding the exploration of real estate trust property registration across four regions [7]. - The pilots in Beijing and Shanghai have successfully demonstrated the unique value of trust services in addressing public financial needs, particularly in family wealth transmission and elderly care [7].