肖钢：推动产业数字金融高质量发展，需加快中小企业数字化转型

Core Viewpoint - The development of industrial digital finance is crucial for supporting the sustainable growth of the real economy in China, particularly for small and medium-sized enterprises (SMEs) [1][2]. Group 1: Industrial Digital Finance Development - Industrial digital finance has evolved from practices aimed at addressing the financing difficulties faced by SMEs, integrating various innovative service models such as supply chain finance and inclusive finance [1]. - The report emphasizes the need for a new round of digital transformation for SMEs, including the establishment of special action plans, expansion of pilot cities, and increased financial support [1][3]. Group 2: Financial Services for SMEs - Ensuring that SMEs have the freedom to choose financial services is a fundamental principle of industrial digital finance [2]. - The report advocates against practices that indirectly raise financing costs for SMEs, such as extending payment terms to suppliers [2]. Group 3: Role of Financial Institutions and Regulation - Financial institutions are identified as key players in the development of industrial digital finance, and there is a call for the regulation of digital finance platforms [3]. - The report highlights the importance of ensuring safety and risk control in industrial digital finance, recommending differentiated regulation and the establishment of error correction mechanisms [3].