没拿到房本的房产遭遇强制执行咋办？最高法新规加强对购房者保护

Core Viewpoint - The Supreme People's Court issued an interpretation to clarify the legal issues regarding the execution objection lawsuit, specifically expanding the protection of consumer rights in the real estate sector, effective from July 24, 2025 [1] Group 1: Definition and Context - Execution objection lawsuit refers to litigation initiated against property disputes arising during court-enforced execution, emphasizing efficiency in ensuring creditors' rights while protecting the actual rights of third parties [2] - The conflict arises when the actual rights of the property differ from the nominal rights, leading to potential legal risks, especially in real estate transactions where consumers have paid for properties but have not received ownership certificates [2] Group 2: Expanded Protection for Consumers - The interpretation allows for the exclusion of forced execution not only for a family's sole residence but also for properties that meet living needs, thus broadening the scope of consumer protection [3][4] - The criteria for consumers to request exclusion from forced execution include having a valid purchase contract, having paid the full or part of the price, and the property being for family living needs [4] Group 3: Judicial Precedents - The Supreme Court has supported cases where consumers seeking to improve living conditions or purchasing additional properties for work relocation can successfully file execution objections [5] - A specific case highlighted involved a couple who purchased a property in a desirable school district, which was deemed to meet their living needs and thus protected from forced execution despite owning another property [6][7]