Analysts Estimate Radian (RDN) to Report a Decline in Earnings: What to Look Out for

Company Overview - Radian (RDN) is expected to report a year-over-year decline in earnings, with a projected earnings per share (EPS) of $0.93, reflecting a decrease of 6.1% compared to the previous year [3][12] - Revenue for the quarter is anticipated to be $316.6 million, which represents a 1.4% increase from the same quarter last year [3] Earnings Expectations - The earnings report is scheduled for release on July 30, and the actual results will significantly influence the stock price, depending on whether they meet or exceed expectations [2][12] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] Earnings Surprise Prediction - Radian's Most Accurate Estimate is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.87%, suggesting a bearish outlook from analysts [12] - The stock currently holds a Zacks Rank of 3 (Hold), complicating predictions of an earnings beat [12] Historical Performance - In the last reported quarter, Radian exceeded the consensus EPS estimate of $0.95 by delivering earnings of $0.99, resulting in a surprise of +4.21% [13] - Over the past four quarters, Radian has successfully beaten consensus EPS estimates each time [14] Industry Context - Another player in the insurance sector, Principal Financial (PFG), is expected to report earnings of $1.98 per share, indicating a year-over-year increase of 21.5%, with revenues projected at $4 billion, down 1.7% from the previous year [18] - Principal Financial's consensus EPS estimate has been revised 0.3% higher in the last 30 days, but a lower Most Accurate Estimate has led to an Earnings ESP of -1.14%, making it difficult to predict an earnings beat [19]