持续领先！广东六项金融规模指标稳居全国首位

Core Insights - Guangdong's banking and insurance sectors have shown strong performance in the first half of 2023, maintaining the top position in various scale indicators nationwide, which supports economic growth and risk management [1][2][3] Banking Sector Performance - As of the end of June, Guangdong's banking sector total assets reached 41.2 trillion yuan, with total liabilities at 40 trillion yuan, both showing a year-on-year growth of 5% and 5.14% respectively, surpassing the GDP growth rate [2] - The balance of various loans was 29.23 trillion yuan, and the balance of deposits was 32.15 trillion yuan, with year-on-year growth rates of 5.05% and 6.99% respectively, indicating an improvement compared to the first quarter [2] - The total assets of banks in the Guangdong Financial Regulatory Bureau's jurisdiction (excluding Shenzhen) amounted to 27.22 trillion yuan, with a year-on-year increase of 5.71% [2] Insurance Sector Performance - By the end of June, Guangdong's insurance sector total assets reached 2.66 trillion yuan, growing by 6.36% since the beginning of the year [3] - The insurance premium income for the first half of the year was 461.6 billion yuan, reflecting a year-on-year increase of 5.53%, which is higher than the national average [3] - The insurance sector provided risk coverage amounting to 645.4 trillion yuan [3] Technological Financial Innovations - Guangdong has increased financial support for technological innovation, with a total balance of technology loans reaching 3.6 trillion yuan, an increase of 322.7 billion yuan since the beginning of the year [4] - Technology insurance provided risk coverage of 3.11 trillion yuan for tech enterprises, marking a year-on-year growth of 76% [4] - The region is also focusing on green finance, with green credit balances reaching 3.1 trillion yuan, a growth of 13.61% [4] Rural Financial Support - The balance of agricultural loans and inclusive agricultural loans reached 2.44 trillion yuan and 583.4 billion yuan respectively, with year-on-year growth rates of 7.75% and 10.1% [5] - The county-level loan scale exceeded 1.71 trillion yuan, with an average growth rate of approximately 12.29% over three years [5] - The risk coverage provided by agricultural insurance was 137.6 billion yuan, with a year-on-year increase of 9.68% [5] Support for Small and Micro Enterprises - The balance of loans to private enterprises reached 6.85 trillion yuan, accounting for 52.48% of total enterprise loans, while loans to small and micro enterprises grew by 14.79% [7] - A total of 910 million enterprises were visited, with credit granted to over 470,000 enterprises, resulting in loan disbursements of 1.53 trillion yuan [7] - The balance of medium and long-term loans for small and micro enterprises exceeded 70%, with a year-on-year growth of 59.69% in renewal loans [7] Real Estate Sector Support - The banking sector has provided credit for 1,812 "white list" projects, amounting to 1.0918 trillion yuan, with 832.8 billion yuan disbursed [8] - The balance of real estate loans reached 5.62 trillion yuan, with a year-on-year growth of 2.77% [8] - Special loans for urban village renovation projects amounted to 1.02 trillion yuan, with 215.5 billion yuan already disbursed [8]