每月最高入账近万元，多地上调公积金缴存上限

Core Viewpoint - Recent adjustments to housing provident fund policies across various cities in China aim to enhance support for residents' housing needs, with significant changes in contribution limits and loan accessibility [1][2][6]. Group 1: Policy Adjustments - The minimum down payment ratio for second homes using provident fund loans has been reduced from 30% to 20% [6]. - Many cities, including Chengdu, Beijing, and others, have optimized their provident fund policies to support home purchases, particularly for new employment and families with multiple children [1][6][7]. Group 2: Contribution Limits - Several cities have raised their provident fund contribution bases, with notable increases in cities like Suzhou, where the base rose by 4,200 yuan to 38,900 yuan, marking the largest increase [3][4]. - The maximum monthly contribution limits for provident funds have also increased, with Nanjing leading at 9,936 yuan, an increase of 360 yuan from the previous year [5]. Group 3: Expanded Usage Scenarios - The scope of provident fund usage has been broadened, allowing for withdrawals to cover property management fees and supporting the renovation of old elevators in residential areas [7]. - Over 30 cities have implemented policies allowing the use of provident funds for down payments, extending to major cities [6][8]. Group 4: Support for Specific Groups - Recent policies have increased support for specific demographics, such as high-level talents in Nanning, who can access up to four times the usual loan amount [7]. - New employment individuals can have their parents withdraw provident fund balances to assist with home purchases, reflecting a more inclusive approach to housing finance [7].