长护险试点将扩围 国家医保局：基金为失能人员分担七成护理费

Core Viewpoint - The construction of the long-term care insurance system in China is steadily advancing, with significant progress in expanding coverage and funding, aimed at alleviating the financial burden on families of disabled individuals [1][4]. Group 1: System Development - The National Healthcare Security Administration (NHSA) is continuously expanding the pilot scope of long-term care insurance, with nearly 190 million insured individuals and over 100 billion yuan in accumulated funds [1][4]. - The long-term care insurance system focuses on the urgent needs of the most vulnerable populations, effectively reducing the financial burden on families of disabled individuals [1][3]. - During the 14th Five-Year Plan period, the long-term care insurance has benefited over 2 million disabled individuals, reducing their care service costs by over 50 billion yuan [1][4]. Group 2: Economic Impact - The long-term care insurance system has become a new growth point for the silver economy, with social capital investment exceeding 50 billion yuan in related industries during the 14th Five-Year Plan period [4]. - The number of designated service institutions has surpassed 8,800, and the number of care service personnel has reached 300,000, both increasing by over 50% compared to the beginning of the 14th Five-Year Plan [4]. Group 3: Future Plans - The NHSA aims to establish a long-term care insurance system that is suitable for China's national conditions, gradually covering the entire population with unified and standardized policies [6]. - The long-term care insurance system is funded through annual contributions, with varying payment standards across regions; for example, in Beijing's Shijingshan District, the 2025 funding standard is set at 180 yuan per person per year [6].