香港保监局：2025年一季度毛保费总额达2203亿美元

Group 1: Overall Premiums and Business Performance - The total gross premium for Q1 2025 reached $220.3 billion, with a significant increase in long-term effective business premiums, totaling $189.1 billion, up 31.1% year-on-year [1] - The breakdown of long-term business premiums includes $169 billion from non-linked individual business (up 29.5%), $6.2 billion from linked business (up 23.4%), and $11.7 billion from retirement plans (up 73.2%) [1] - Claims and benefits paid to policyholders totaled $94.3 billion, reflecting a decrease of 7.4% [1] Group 2: General Business Performance - For direct general business, gross and net premiums were $17.1 billion and $11.3 billion, respectively, with total claims paid amounting to $6.7 billion [2] - The gross premiums for accident and health business, general liability (including employee compensation), and marine, aviation, and transport business were $8 billion, $3.3 billion, and $2.2 billion, respectively [2] - Overall underwriting profit reached $1.1 billion, primarily driven by general liability (including employee compensation), money loss business, and accident and health business [2] Group 3: Reinsurance Business - In the reinsurance sector, gross and net premiums were recorded at $14.1 billion and $9.3 billion, with total claims paid amounting to $5.5 billion [2] - The gross premiums mainly originated from property damage, accident and health, and general liability businesses [2] - The overall underwriting loss was $200 million, primarily due to general liability and automobile businesses [2]