QILU BANK(SH:601665) Zheng Quan Zhi Xing·2025-07-25 16:37Financial Performance - The company reported a total operating income of RMB 6,781.68 million, an increase of 5.76% year-on-year [2] - Operating profit reached RMB 2,753.10 million, reflecting a growth of 14.35% compared to the previous year [2] - The total profit amounted to RMB 2,754.69 million, up by 14.54% year-on-year [2] - Net profit attributable to shareholders was RMB 2,734.37 million, representing a 16.48% increase from the previous year [2] - Basic earnings per share were RMB 0.54, a rise of 17.39% year-on-year [2] Asset and Liability Overview - Total assets reached RMB 751,305.14 million, an increase of 8.96% from the end of the previous year [2] - Total loans amounted to RMB 371,410.18 million, reflecting a growth of 10.16% [2] - Total liabilities were RMB 700,858.43 million, up by 9.30% [2] - Total deposits increased to RMB 478,571.13 million, a rise of 8.88% [2] Asset Quality - The non-performing loan ratio improved to 1.09%, down from 1.19% [2] - The coverage ratio for provisions was 343.24%, indicating a strong buffer against potential loan losses [2] - The company has maintained a trend of improving key asset quality indicators for seven consecutive years [3] Strategic Initiatives - The company is focused on digital transformation and a three-year development plan to enhance operational efficiency [3] - The overall strategy emphasizes reform, collaboration, and innovation to strengthen the company's foundation [3]