证监会官宣：5万以下遗产继承流程变了，免公证！

Core Viewpoint - The China Securities Regulatory Commission (CSRC) has issued a notice simplifying the inheritance process for small estates of deceased investors, specifically for assets valued at 50,000 RMB or less, eliminating the need for notarization [1][2]. Group 1: Inheritance Process Simplification - The new regulation allows first-order heirs or designated inheritors to inherit assets without notarization if the total net assets in accounts under the same securities company do not exceed 50,000 RMB [2][3]. - The definition of the 50,000 RMB limit includes all net assets within the same securities company account, such as securities and funds, and does not include accrued interest [2][3]. Group 2: Required Documentation - To apply for inheritance, four types of documents are required: death certificate, proof of relationship for first-order heirs, valid identification of the applicant, and a signed commitment letter from the applicant [3][4]. - If the applicant is a designated inheritor in a notarized will, they must provide the will along with the other required documents [3]. Group 3: Application Process - Applications for small estate inheritance must be submitted at the securities company's business location where the deceased investor held their account [4]. - For public fund management or sales institutions, the application must follow the specific requirements set by those institutions [5]. Group 4: Asset Transfer Procedure - After submitting the required documents, the securities company will reset the deceased investor's account trading password, allowing the applicant to sell or redeem the assets [6]. - In cases where assets cannot be sold or redeemed due to market conditions, applicants can request a non-trading transfer of securities [6][7]. - For public fund products, applicants can also apply for a non-trading transfer through the fund management or sales institutions [7].