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7000亿!郑州银行4000亿信贷精准助力区域经济
Sou Hu Cai Jing·2025-07-27 03:00

Core Viewpoint - Zhengzhou Bank is committed to serving the local economy and has integrated its development into the broader context of local economic and social development, demonstrating strong performance and social responsibility since 2025 [1][5]. Group 1: Financial Performance - As of the end of Q1 2025, Zhengzhou Bank's total assets exceeded 700 billion, reaching 706.53 billion, a growth of 4.46% compared to the end of the previous year [2]. - The total loan amount surpassed 400 billion, with a principal amount of 400.236 billion, and total deposits of 430.112 billion, indicating steady growth across key metrics [2]. - In Q1, the bank achieved an operating income of 3.475 billion, a year-on-year increase of 2.22%, and a net profit attributable to shareholders of 1.016 billion, up 4.98%, showcasing strong profitability in a complex economic environment [2]. Group 2: Support for Local Economy - Zhengzhou Bank focuses on key local development areas, directing financial resources to critical segments of the real economy, supporting major projects like the Central Plains Science and Technology City and the Olympic Sports Center [3]. - The bank adopts a tailored approach to support enterprises facing operational difficulties, providing solutions without blindly withdrawing or cutting loans, thus helping local financing platforms mitigate debt risks [3]. Group 3: Innovation and Consumer Services - In the field of technological innovation, Zhengzhou Bank has established new technology-focused branches and partnered with local innovation funds, with a year-end balance of science and technology financial loans reaching 48.269 billion, growing at 44.50% [4]. - The bank has launched various consumer finance products to stimulate demand, with personal loans reaching 93.578 billion, a growth of 2.88% compared to the previous year [4]. - Financial services have been extended to grassroots levels through community service stations, enhancing the inclusiveness of financial services [4]. Group 4: Future Outlook - Zhengzhou Bank aims to continue providing high-quality and efficient financial services to contribute to the high-quality development of the local economy, reinforcing its commitment to social responsibility [5].