Buy SOFI Stock Ahead of Its Upcoming Earnings?

Core Viewpoint - SoFi Technologies is expected to report earnings on July 29, 2025, with historical data indicating a positive stock performance following earnings reports, achieving a positive return in 69% of instances [2][7]. Earnings Expectations - Analysts predict earnings of $0.06 per share on revenue of $804 million for the upcoming report, compared to $0.02 per share on revenue of $597 million in the same quarter last year [3]. Company Financials - SoFi Technologies has a market capitalization of $23 billion and generated $2.8 billion in revenue over the last twelve months, reporting a net income of $482 million [4]. Historical Performance - Over the last five years, there have been 16 earnings data points for SoFi, with 11 positive and 5 negative one-day returns, resulting in a 69% rate of positive returns. This rate drops to 67% when considering the last three years [7]. Post-Earnings Strategy - Traders can consider pre-earnings positioning based on historical odds or analyze the correlation between immediate and medium-term returns post-earnings to guide trading decisions [6][8]. Correlation with Peers - The performance of peer companies can influence SoFi's post-earnings stock reaction, with historical data showing that pricing may begin before earnings announcements [9].