房产新政时代，大城市60%家庭，今后不用买商品房了

Group 1 - The core viewpoint of the article highlights a significant shift in the housing market towards a model where 60% of families in major cities may no longer rely on commercial housing, driven by new rental regulations and a focus on affordable housing [1][2][8] Group 2 - The newly implemented Housing Rental Regulations prioritize tenant rights, mandating measures such as the establishment of regulated rental fund accounts and restrictions on arbitrary rent increases, thereby enhancing tenant protection [2] - Local governments are responding with supportive policies, such as relaxing restrictions on second-hand housing sales and prioritizing families with limited living space for affordable housing [2][8] Group 3 - The housing market faces significant challenges, including high property prices that make homeownership unattainable for many families, with examples like Shanghai's average new home price reaching 72,000 yuan per square meter [3] - A slowdown in urbanization is evident, with the urbanization rate projected at 67% in 2024, marking the lowest growth in a decade, which directly impacts housing demand [6] - An oversupply of housing is apparent, with a national inventory turnover period of 18 months for commercial housing, leading to government interventions such as converting unsold properties into affordable housing [7] Group 4 - The housing system in China is evolving towards a dual-track model similar to Singapore's, where high-income groups purchase commercial housing while low-income groups rely on affordable housing, aiming for 60% of families to be included in this non-commercial housing system [8] - Various cities are implementing long-term strategies to ensure that a significant portion of the population benefits from affordable housing, with projections indicating that by 2026, affordable housing will cover 18% of the urban population [8] Group 5 - Different strategies are recommended for various groups in response to the changing market dynamics, such as multi-property owners adjusting their portfolios and first-time buyers considering affordable housing options [10] - The article emphasizes the need for market participants to recognize the implications of these trends, as the commercial housing market may become a niche for a minority, raising questions about the value of existing property ownership [10]